Terms of Use

These terms govern your use of iown30days.com. By using the website, you agree to them. If you do not agree, please do not use the site.

Educational information only

iOwn30Days publishes general educational information. It is not financial, legal or insurance advice, and iOwn30Days is not a lender, insurer, broker or government agency. Our guides describe how things generally work in the United States. They do not account for your personal circumstances, and nothing on this website creates a professional or advisory relationship between you and iOwn30Days.

Before making financial, legal, tax or insurance decisions, consult a qualified professional, such as a licensed loan officer, a HUD-approved housing counselor, an attorney or a tax professional.

No promises about outcomes

We do not promise any particular result from using our guides, including loan approval, interest rates, eligibility for any program, savings or timelines. Rules, requirements and programs change, and decisions about any application you make are made by lenders and other third parties, not by iOwn30Days.

Accuracy of content

We work to keep our guides accurate and current, and each guide shows when it was last reviewed. Even so, information can become outdated or contain errors. Please confirm important details with the responsible agency or a qualified professional. If you find an error, we would be grateful if you told us at info@iown30days.com.

Links to other websites

Our guides link to official government and public resources for your convenience. We do not control those websites, are not affiliated with them and are not responsible for their content or practices. A link is not an endorsement.

Email and text updates

If you sign up, you agree to receive email updates from iOwn30Days, and you can unsubscribe at any time. Text messages are sent only if you opt in separately, and they are governed by our Mobile Policy. Our Privacy Policy explains how we handle your information.

Acceptable use

You agree not to use this website to break the law, to submit false or misleading information, to send spam or harmful code, to interfere with the site’s operation, or to copy content in bulk by automated means.

Intellectual property

The text, design and graphics on this website belong to iOwn30Days unless otherwise noted and are protected by copyright and other laws. You may view, print and share pages for personal, non-commercial use, provided you do not alter them and you keep any notices intact. Photographs are used under the Unsplash License and remain the work of their photographers.

Disclaimer of warranties

This website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose and non-infringement, to the fullest extent permitted by law.

Limitation of liability

To the fullest extent permitted by law, iOwn30Days will not be liable for any indirect, incidental, special, consequential or punitive damages, or for any loss of money, data or opportunity, arising from or related to your use of this website or your reliance on its content, even if we have been told such damages are possible. If you are dissatisfied with the website, your sole remedy is to stop using it.

Indemnification

You agree to indemnify and hold harmless iOwn30Days from claims arising out of your misuse of the website or your violation of these terms.

Changes to these terms

We may update these terms from time to time. The “Last updated” date shows when they last changed. Continuing to use the website after an update means you accept the revised terms.

Governing law and severability

These terms are governed by the laws of the United States and applicable state law, without regard to conflict-of-law principles. If any part of these terms is found unenforceable, the rest remains in effect.

Contact

Questions about these terms can be sent to info@iown30days.com.